The hottest U.S. housing markets for 2026 are predominantly in the Northeast and Midwest, focusing on suburban areas near major cities. These markets show high demand, limited inventory (60% below pre-pandemic levels), and homes often sell above asking price. Buyers tend to be local, financially prepared with larger down payments (17% vs. 13% nationally), and have higher credit scores amid mortgage rates in the mid-to-high 6% range.
DuPage County residents with storm damage or losses from July 2-4 could apply for low-interest recovery loans through a federal agency program.
The disaster declaration covered DuPage County, opening eligibility for homeowners, renters, businesses, and some nonprofits seeking help after recent storm-related damage and losses.
These loans were meant to help cover recovery costs not otherwise paid by insurance or other sources, giving affected applicants another funding path.
For DuPage County applicants, the program focused on losses tied to the July 2-4 storms, keeping assistance targeted to that damage event.
If insurance did not cover every expense, eligible DuPage County applicants could seek low-interest loan support through this program for uncovered storm recovery costs.
One thing I always remind my Naperville clients—especially those moving into older homes—is to keep a close eye on potential attic visitors. Squirrels may seem harmless, but if they find a way in, they can cause real headaches for homeowners. It’s worth taking a moment to inspect those rooflines, soffits, vents, and chimneys for any gaps. If you spot an opening, make sure your attic is empty first, then seal it up with durable hardware cloth. Over the years, I’ve seen how a little prevention can save a lot of trouble down the road—turning small fixes into long-term peace of mind for your home.
Federal housing policy long favored cheaper financing, but the new law signaled a shift toward easing construction, streamlining reviews, and supporting more homebuilding.
The core issue was supply: when too few homes exist where demand is strongest, limiting certain buyers can change ownership, but not create homes.
The law's most consequential steps encouraged manufactured housing, rewarded communities that build more homes, and reduced barriers that can make new construction slow or costly.
The analysis found cheaper mortgage credit tends to increase borrowing and lift house prices more than homeownership, especially where zoning and permitting constrain building.
Congress began bridging competing priorities, but the central takeaway remained clear: expanding housing supply, not subsidizing every bidder, offers the stronger affordability path.
If you or someone you know in Kane or DuPage counties was impacted by the July storms, there’s some welcome relief: residents in five affected counties can now apply for low-interest SBA loans to help cover uninsured expenses. This support extends to homeowners, renters, businesses, and select nonprofits. As your results-focused Realtor serving Naperville and the surrounding western suburbs, I know how unexpected setbacks can disrupt your plans—and how important it is to have resources at your fingertips during uncertain times. Staying informed about these options is just one more way I strive to support our community with reliable, caring guidance.